Chisebwe Fumbeshi

Media & Real Estate Entrepreneur, Investor and Coach with vast experience in the Real Estate sector and media industry spanning more than 15 years. Registered & Chartered Valuation Surveyor, Co-founded Fairworld Properties Limited a Property Valuation and Advisory Company. Also Co-Founded of Money FM Radio, Zambiaโ€™s talk Business and Personal finance Radio. Driving entrepreneurship development in Zambia. He also sits on various Boards including the Lands Tribunal.

Author's posts

๐—–๐—ผ๐—ป๐—ณ๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—ต๐—ฒ๐—น๐—ฝ๐˜€ ๐˜†๐—ผ๐˜‚ ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€!

๐—Ÿ๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—บ๐˜† ๐Ÿญ๐Ÿฎ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ผ๐—น๐—ฑ ๐˜€๐—ผ๐—ป ๐—ฝ๐—ฎ๐—ฟ๐˜๐—ถ๐—ฐ๐—ถ๐—ฝ๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—บ๐˜‚๐—ฑ๐—ฑ๐˜† ๐—บ๐—ผ๐˜‚๐—ป๐˜๐—ฎ๐—ถ๐—ป ๐—ฏ๐—ถ๐—ธ๐—ฒ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ. ๐—œ ๐˜„๐—ฎ๐˜€ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฐ๐˜‚๐—ฟ๐—ถ๐—ผ๐˜‚๐˜€ ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ฑ ๐—ผ๐˜‚๐˜ ๐—ต๐—ผ๐˜„ ๐—ต๐—ฒ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฝ๐—ฒ๐—ฟ๐—ณ๐—ผ๐—ฟ๐—บ ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐—ต๐—ถ๐˜€ ๐—ฏ๐—ถ๐—ฐ๐˜†๐—ฐ๐—น๐—ฒ ๐˜€๐—ธ๐—ถ๐—น๐—น๐˜€ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—น๐—ถ๐—บ๐—ถ๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ณ๐—น๐—ฎ๐˜ ๐˜€๐˜‚๐—ฟ๐—ณ๐—ฎ๐—ฐ๐—ฒ๐˜€. โ€œ๐——๐—ฎ๐—ฑ ๐—ฎ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ฏ๐—ผ๐˜†๐˜€ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ท๐˜‚๐—ป๐—ถ๐—ผ๐—ฟ ๐—ฐ๐—ฎ๐˜๐—ฒ๐—ด๐—ผ๐—ฟ๐˜† ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฑ๐—ผ๐—ป๐—ฒ ๐˜๐—ต๐—ถ๐˜€ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ผ๐—ป๐—ฐ๐—ฒ, ๐˜€๐—ผ ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ฑ๐—ผ …

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๐—ง๐—ผ๐—ด๐—ฒ๐˜๐—ต๐—ฒ๐—ฟ๐—ป๐—ฒ๐˜€๐˜€: ๐—›๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐—˜๐—ป๐˜๐—ฟ๐—ฒ๐—ฝ๐—ฟ๐—ฒ๐—ป๐—ฒ๐˜‚๐—ฟ๐˜€ ๐—ง๐—ต๐—ฟ๐—ถ๐˜ƒ๐—ฒ

๐—ช๐—ฒ ๐—ต๐—ฎ๐—ฑ ๐—ฎ ๐—ฑ๐—ผ๐˜„๐—ป๐—ฝ๐—ผ๐˜‚๐—ฟ ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐˜„๐—ต๐—ฒ๐—ป ๐—œ ๐˜๐—ผ๐—ผ๐—ธ ๐—บ๐˜† ๐˜€๐—ผ๐—ป (๐Ÿฐ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ผ๐—น๐—ฑ) ๐—ฎ๐—ป๐—ฑ ๐—ฑ๐—ฎ๐˜‚๐—ด๐—ต๐˜๐—ฒ๐—ฟ (๐Ÿณ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€ ๐—ผ๐—น๐—ฑ) ๐˜๐—ผ ๐˜€๐—ฐ๐—ต๐—ผ๐—ผ๐—น, ๐—บ๐˜† ๐˜€๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ๐—ด๐—ผ๐˜ ๐—ต๐—ถ๐˜€ ๐˜‚๐—บ๐—ฏ๐—ฟ๐—ฒ๐—น๐—น๐—ฎ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฐ๐—ฎ๐—ฟ ๐˜†๐—ฒ๐˜€๐˜๐—ฒ๐—ฟ๐—ฑ๐—ฎ๐˜† ๐˜€๐—ผ ๐˜๐—ต๐—ฒ๐˜† ๐—ผ๐—ป๐—น๐˜† ๐—ต๐—ฎ๐—ฑ ๐—ผ๐—ป๐—ฒ ๐˜‚๐—บ๐—ฏ๐—ฟ๐—ฒ๐—น๐—น๐—ฎ. ๐—œ๐˜ ๐˜„๐—ฎ๐˜€ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐˜€๐—ฒ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐˜€ ๐˜๐—ต๐—ฒ๐˜† ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ฎ๐—ฟ ๐˜๐—ต๐—ฒ๐˜† ๐—ต๐—ฒ๐—น๐—ฑ ๐—ฒ๐—ฎ๐—ฐ๐—ต ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐˜€๐—ผ ๐—ฐ๐—น๐—ผ๐˜€๐—ฒ๐—น๐˜† …

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๐—ฆ๐—น๐—ผ๐˜„ ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜„๐—ถ๐—ป๐˜€ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ: ๐—–๐˜‚๐—ฟ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐—ฆ๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ฆ๐˜†๐—ป๐—ฑ๐—ฟ๐—ผ๐—บ๐—ฒ (๐—ข๐—ฆ๐—ฆ)

๐—ฆ๐—น๐—ผ๐˜„ ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜„๐—ถ๐—ป๐˜€ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ: ๐—–๐˜‚๐—ฟ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐—ฆ๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ฆ๐˜†๐—ป๐—ฑ๐—ฟ๐—ผ๐—บ๐—ฒ (๐—ข๐—ฆ๐—ฆ) ๐—ข๐—ป๐—ฒ ๐—ผ๐—ณ ๐—บ๐˜† ๐—ด๐—ผ๐—ฎ๐—น๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ถ๐˜€ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐—ฝ๐—ต๐˜†๐˜€๐—ถ๐—ฐ๐—ฎ๐—น๐—น๐˜† ๐—ณ๐—ถ๐˜ ๐—ฏ๐˜† ๐—ฒ๐˜…๐—ฒ๐—ฟ๐—ฐ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฎ๐˜ ๐—น๐—ฒ๐—ฎ๐˜€๐˜ ๐Ÿฐ๐Ÿฑ ๐—บ๐—ถ๐—ป๐˜‚๐˜๐—ฒ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ฎ๐˜†. ๐—ง๐—ต๐˜‚๐˜€, ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—œ ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐—ฑ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ท๐—ผ๐—ถ๐—ป ๐˜๐—ต๐—ฒ โ€œ#๐—ฆ๐˜„๐—ฒ๐—ฎ๐˜๐—™๐—ฎ๐—ฐ๐˜๐—ผ๐—ฟ๐˜†โ€ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ โ€œ#F๐—ถ๐˜๐—ป๐—ฒ๐˜€๐˜€D๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฟโ€ Makungo Muyembe. ๐—๐˜‚๐˜€๐˜ ๐—ฎ๐—ณ๐˜๐—ฒ๐—ฟ ๐—ฟ๐—ฒ๐—ด๐—ถ๐˜€๐˜๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—œ ๐˜„๐—ฎ๐˜€ ๐˜„๐—ฒ๐—น๐—ฐ๐—ผ๐—บ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐˜๐—ต๐—ฒ #F๐—ถ๐˜๐—ป๐—ฒ๐˜€๐˜€D๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฟ ๐˜„๐—ต๐—ผ …

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Motherโ€™s Instinct

Motherโ€™s Instinct – Lesson for Entrepreneurs: As I sat during my early morning reflection today, I was drawn to a time in my life when my father suspended my monthly allowance when I was at Copperbelt University. I deserved the punishment after racking his Car, long story though the suspension was for just a term. …

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Umulilo Uchingilila Abakulu Tawocha

Umulilo Uchingilila Abakulu Tawocha The Older the Wiser: โ€Umulilo Uchingilila abakulu tawochaโ€ (Fire that is surrounded by elderly people can’t burn you). Yesterday as I went through my 40th birthday I was drawn to this Bemba saying which a lot of people and young millennials might not be familiar with. However, imagine people in a …

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Crack the Whip, An Entrepreneur as a father

Crack the Whip, An Entrepreneur as a father: The modern age fathers most of the time fail when it comes to understanding the importance of the phrase โ€œCrack the whipโ€. This simply means to use authority, often in a harsh or stern manner, to make someone work harder, often with a threat of punishment or …

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Meeting Customer Needs

Meeting Customer Needs: Early this morning I went to do a property inspection for Valuation, I used my wifeโ€™s car and forgot to carry my measuring gadgets. So I decided to stop at some hardware to buy a measuring tape. โ€œDo you have a 50 meters measuring tape?โ€ I asked the shop keeper. He replied …

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Q3 – 2019 Real Estate Commentary

There was no sign of the Real Estate market rebounding in Q3. The Real Estate market continues to slow down due to so many factors including lack of liquidity in the Economy. The forecast for the growth of the economy is around 3.0% in 2019 and expected to drop to around 2.7% in 2020 though …

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Q2 – 2019 Real Estate Commentary

Real Estate market continued to slow down in Q2. While it is clear that government austerity measures are meant to reduce the pressure the Zambian Economy is facing, the second quarter of 2019 has not been easy for real estate players. The forecast for the growth of the economy is around 3.2% in 2019 and …

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Valuation Chapter The Surveyors Institute of Zambia Business Breakfast 17th May 2016 Speech by Mr Chisebwe Fumbeshi, Chairman

Valuation Chapter The Surveyors Institute of Zambia Business Breakfast 17th May 2016 Speech by Mr Chisebwe Fumbeshi, Chairman Dr. Bwalya Ng’andu BOZ Deputy Governor Operations Invited Guests Valuation Surveyors Registration Board Members Surveyors Institute of Zambia President & Council members Fellow Valuation Surveyors Media House Ladies and gentlemen Good morning, I welcome you all to …

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